Savings tips to spend 2016 with more money in your pocket
Unemployment, high interest, flight of foreign capital, uncertainty in all sectors of the economy. Gradually, the crisis came to Brazil – no one had its appearance, after some good years during which the country was in full growth – and in front of it, the financial situation of most Brazilians was affected.
The solution to dealing with it is simple: stop spending resources with some items that are not essential in your life. Follow the 6 savings tips we have prepared for you and spend 2016 with more money in your pocket!
Spend less with water and light
Turn off the lights, turn off appliances, and unplug them when not in use. Avoid long baths and fix leaks: dripping faucet is your money going trickle down! Adopting this behavior will make you see the values of the lower bills and want to save even more.
Consume only what is needed
When prices are high, the ideal is to consume only what is really needed. Reflect on your financial life and think about whether there are any cuts to be made. An expensive TV package can lead to another account, for example. The weekend pizza, if made at home, represents a beautiful economy. These small expenses can be a huge savings at the end of the month.
Do it yourself
Swap fast washes for car washing at home, combine with family one day for everyone that neat cleaning at home and learn to make small repairs without having to hire someone.
It’s all good when it comes to putting money together for extra security! In many places around the world, it is already incorporated into everyday life, some simple services, such as carpentry or electrical work, can be very costly.
Be very aware of food prices
Developing shopping lists for grocery, butcher and fair – and following them to the letter – is critical to staying on budget. But what about saving money on food? The tip is for researching the cheapest places.
Also use the internet to compare prices, enter the websites of supermarket chains and check out the best days to buy in each. Retailers often advertise their offers on TV as well: pay attention to this to save money!
Exchange very expensive products for others more in account
Is your custom brand of coffee extrapolating in price? Try another one! Is beef so expensive that it pays to shell out so much money for a pound? There are alternatives that allow you to make delicious dishes such as chicken and pork. Any product that rises too much in price can – and should – be replaced. The trick is to look for new brands in the market: they tend to have more attractive values.
When it comes to children, talking honestly is the right way: that special date you eat and your child wants the next-generation video game? Take the opportunity and tell him what’s happening in the country. Propose a more present, use the opportunity to talk about consumerism and start your financial education.
Enjoy the promotions and advantages that companies offer
From food to cars (and a multitude of other goods) can be bought much cheaper in deals and settlements. Wait for the right time to spend your money, so it will have greater purchasing power. Join advantage clubs like supermarkets and enjoy using your credit card to collect points that can be redeemed for products or air miles.
In order to minimize the impact of the Brazilian crisis, companies are doing everything they can to attract consumers to their products and services, so make every penny worth!
Given the current scenario, every effort made to save money ends up becoming tranquility and more money in your pocket. Small attitudes give great results, and different experiences of consumption may even surprise. Spread the tips of saving between relatives and friends: the Brazilian crisis will surely pass and everyone will come out stronger!